Quote:
Originally Posted by puckluck2
My vehicle was damaged by a drunk driver and he hit it so hard that a machine valued at around $1000 toppled over and is now broken and not usable. Finally got a hold of the adjuster and she told me I have to file a home insurance claim for that machine and they won't cover it. My vehicle was parked on the street, is she being completely honest with me? Shouldn't they have to cover it?
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If the equipment was not a part of the vehicle, ie: bolted to the truck, then no.
You vehicle insurance covers the vehicle, not the contents of the vehicle. Because the equipment was not bolted, it is not part of the truck. This can get a bit different when dealing with large equipment, but I assume such is not the case for you.
Your adjuster is correct.