Quote:
Originally Posted by GoinAllTheWay
Chubb is not a regular carrier though. They typically cater to the higher end homes. They typically don't look at properties with a rebuilding cost under $750k.
Intact most certainly won't cover seepage, nor will any other regular line insurance company for that matter. I can point to the massive flooding we had in 2007(?) as proof. The Alberta Government had to step in as this is not covered by normal homeowner policies.
The approach to repair or replace entire siding/roofing is done case by case with all insurers.
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Also, MMI covered seepage for a small amount of time, but they have taken it out of the policy.
In certain situations Intact will cover water damage resulting from water that enters the property through the foundation.