CAUTION anecdote alert:
I've had to go to the ER twice. One visit was when I put a 3 inch framing nail through my hand. Second visit was for a kidney stone.
Basically walked into the hospital with a nail sticking out of my hand and immediately was shown to a doctor who yanked the thing out. I wasn't actually feeling much pain at all, so could have waited without too much problem if I needed to. Walked out of the place without paying a dime. Feels good, man.
Kidney stone was some next-level pain. Puked just outside the ER doorway from the pain. Was hooked up to an IV for morphine in <10 mins and had a CT scan in <1 hour. Eventually had to have 3-4 ultrasounds, probably 4-5 xrays, a lithotripsy, and a ureteroscopy. The litho and the ureteroscopy can be $10-20,000 in the states each apparently. I didn't pay a dime. Aside from mandatory MSP, which is 20ish bucks a month or something? I'd say that was worth it.
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