I haven't read all the other posts here, but will tell you that my wife and I happily left CIBC 5 months ago and switched to First Calgary. Absolutely no issues at all, and they even call every other month, not to up-sell us on anything, but to see how we are liking the service. We didn't go there for the no fee banking, we went because SO many people suggested it when we asked. They are amazing to deal with.
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