Quote:
Originally Posted by Devils'Advocate
Oh, there is a disability plan, but it only pays 70% of your salary. So if you still have the same expenses (rent, car payment, kids day care) you are kinda screwed. So that's where the sick day banking comes in. By having weeks of sick leave banked, that means the longer I would be at 100% pay during a serious illness.
Right now, hearing what the Conservatives are planning, many civil servants are pissed off. I and many others have been responsibly using our sick leave and banking a lot as an insurance against catastrophic illness, and shaking our heads at those irresponsibly burning it away knowing that should something bad happen, they could be in financial trouble. Now, if they take all that banked time away, the abusers get nothing really taken from them because they have been burning it anyway, but those that have been using it responsibly have their insurance measure taken away. It's punishing the responsible civil servants while the abusers have a good laugh.
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Isnt short term disabilty untaxed though as you are taxed on the premiums and therefore not the benefit? Could be completely wrong but I remember our HR people saying that for either short term or long term. If so 70% is about right for salary replacement.
I think that 15 days is excessive, especially when thereis no real way to deal with abusers. In the private sector 8-10 with no carry over isquite common. Giving everyone sick days is a very expensive form of insurance. Instead of paying a small premium for all employees for short term disability you are paying 100% of employees for 6 months of disability and hoping they dont abuse it and give it back.