[Cowperson]

As someone who deals with high net worth individuals I can tell you the general philosophy seems to be parents will 1) take care of themselves first and 2) they will not waver from that thought, even if it means a lesser estate or no estate for their kids.

However, if the parents are in a position in life where they have ample excess assets, they will start gifting those excess assets to children prior to their demise, but only to the point where they are not jeopardizing their own security.

I don't often see parents sacrificing to help adult children make ends meet. I occasionally see adult children trying to pressure parents into giving up money. I've seen a few cases of adult children bullying parents for money.

Cowperson