I have software that can do that, plus FirstLady linked some above.
The problem, is I really don't know in advance what I will be earning over the course of the year. It might be $200 one month and $2000 the next. I would like a way to figure it out if one month I earned $500 and the next $1000. Of course, I know what I am hoping to earn, but who knows if it will end up being more/less than that.
I think the flat % will work well for that purpose for now, and once I get a good idea of how much income this will actually bring in, I can look for a more exact amount, using the method you said.
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