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Old 02-22-2013, 01:54 PM   #152
bizaro86
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Quote:
Originally Posted by darklord700 View Post
I know a few seniors that didn't save enough by traditional sense. Yet, they didn't suffer in their golden years. They couldn't afford the luxuries like cruises or trips when they retire. But they were not homeless nor did they starve.

I think this whole retirement thing was blown way out of proportion, it's not as grim as most people painted it to be. Assuming you have no CPP at all, you have at least OAS and GIS that will give you more than a $1K per person. With CPP and some pension income, most people could retire without lowering their standard of living too much.
Which is why people always emphasize home ownership. If you had to pay rent out of that money, you'd be in trouble.
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