I'd really like to see SGI go to a PL/PD with opt collision at some point. It really sucks paying ~$1000 to insure a car worth $2000. When your deductible is $700 you might as well take the risks on yourself.
Bikes are the same, but in this excersice SGI is saying it's not the damage claims that are hurting them, it's the injury claims.
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