Most people won't stay at the same tax bracket when they retire comparing to that of their working life. However, the downside is, and this is only my speculation, that the tax rates in future years would like be higher than that of today.
Since the TFSA vs RRSP debate can only be settle a few decades into the future for each person, I have subscribed to the idea that as long as you save in either or both TFSA and RRSP accounts, you are doing a good job with your money.
It's like the Fixed vs Variable mortgage rate debate. Which one is better, there just isn't one answer for everybody.
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