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Originally Posted by morgin
It got me thinking about the best ways to secure a house and inventory your stuff for insurance purposes. Anyone ever dealt with a break in and then their insurance company after the fact? Any tips on what insurance companies like to see? I figured this was as good a reminder as any to start taking some photos of our valuables. I'm assuming serial numbers and such are good to include. I was also thinking of maybe finally going cloud backup for all my important data along with hard copy backup on-site - if someone stole my computer and my external hard drives, I'd be pissed (and out some data!)
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Having photos or taking one video of the entire place can go a long way in handling an insurance claim. Receipts, copies of serial numbers for the police reports are also good ideas.
Most insurance policies have limits on jewellery, cash and any other monetary items. If you have a lot of jewellery check your coverage and add more coverage if need be. Also I don't think any consumer insurance company will insure your data, so it's a good idea to back it up.