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Originally Posted by GoinAllTheWay
Only part I can chime in on really is the insurance side. You aren't really required to keep reciepts for purchases, even the big ticket ones, but it sure does simplify the process if you have them handy. Only exception to this rule is scheduled items like bikes, jewlery, art, etc. These items require appraisals or recent bills of sale. I think it should be common sense for receipts to be kept for big ticket items. And not just for insurance purposes.
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You also can use a photo that shows the item in your house. Like a family photo with the TV in the background. I also used a screen shot of my iTunes account to cover my iPod. My wife just gave them a ballpark number for miscellaneous jewelry and sent them photos of her wearing it. Actually was very painless.
Home alarm companies may cover deductible, ours did.
If someone breaks in, and gets away, your stuff is gone. CPS told me that unless the guy cuts himself or doesn't wear gloves, he's Scott free.
From an alarm sales guy and CPS, both will tell you that signs (even with no alarm) and a big dog are about the best you can do. Oh and shut your blinds when you leave the house.