Originally Posted by nickerjones
I haven't seen any benefit that Democratic party has given to the 30k to the Ultra Rich either.... just saying. As a matter of fact I think a lot of people in that category just lost 2.5% of their pay or something to that effect.
A lot of my Canadian friends use this line on me... "well at least you'll get Obamacare".... I had insurance before ObamaCare and I'd have it without it. If Obama really wants to help out with healthcare he needs to crack down on what hospitals , doctors, and pharmaceutical companies charge.
I will give you a person example...
I pay 330.00/ month for my insurance. I have a 1,000 deductible , so before my insurance will pay anything I have to spend $1000 dollars ( to compare my dad has a 5,000$ Deductible. Cheaper monthly premiums = Higher Deductible), then they cover 80% of the bill. I am Diabetic.. my insulin and supplies cost roughly 150 dollars a month. All my other prescriptions range from 4$ per fill to $50.00 a fill. When I go see any doctor... Diabetic, Back Doctor, etc its $30.00 just to walk in the door to see the doctor. Then they bill my insurance, insurance pays whatever it covers , and then the doctor sends me a bill for anywhere from 0 - 100 more dollars per visit. This is just routine office check ups, it's more, a lot more, if there is any procedure done.
In 2012, I had a Colonoscopy, 5 Steroid Shots in my spine, and a back surgery... I was looking through my medical bills today for Taxes and Doctor billings to my insurance were $79,281.54. The total out of pocket ( estimated) for me was $9,827.12. That's after paying almost 4,000 just in premiums. Ridiculous huh?
The part that pisses me off the most... As I said ,I am diabetic and I take insulin. I take insulin with me everywhere I go. When I was in the hospital for surgery they came in to give me my insulin. I said No, I have my own. They said " no sorry sir against the rules , you have to take ours."
I took 4 shots in there ( as that's what I take daily). They billed my insurance 400.00 per shot. 1600.00 dollars. Both of the insulins I take are 300 bucks a month with out having ANY insurance. I was so f'in irked.
Anyway :::end rant:::: sorry
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