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onetwo_threefour · 01-31-2013, 11:36 AM

I vote for a broker. Set mine up through the CBA's recommended broker a few years ago, and got a good comprehensive term plan that will be around until my youngest is 25 and will replace my income to 80% until then. One of the neat options they were able to add was that my coverage (and premiums of course) automatically bumps up 5% every year without being newly underwritten to account for economic advancement. As a matter of maintaining standard of living for my family I thought it was a good option for them to offer.

01-31-2013, 11:36 AM	#25
onetwo_threefour Powerplay Quarterback Join Date: Apr 2006 Location: Mahogany, aka halfway to Lethbridge Exp:	I vote for a broker. Set mine up through the CBA's recommended broker a few years ago, and got a good comprehensive term plan that will be around until my youngest is 25 and will replace my income to 80% until then. One of the neat options they were able to add was that my coverage (and premiums of course) automatically bumps up 5% every year without being newly underwritten to account for economic advancement. As a matter of maintaining standard of living for my family I thought it was a good option for them to offer. __________________ onetwo and threefour... Together no more. The end of an era. Let's rebuild... Last edited by onetwo_threefour; 01-31-2013 at 11:39 AM.