My advice is probably not the best you'll get but...
I have an unjustified sincere hatred of all things extended warranty. It is a huge money maker for anybody that sells them. That is not to say they are all bad. Sure they could save somebodies bacon at some point.
If the dealer stands behind the product, why the need for the extra warranty? Is he selling a piece of crap?
Some people are willing to pay for piece of mind which is fine, its their money.
I would ask for the warranty documents and comb through them to see what exactly is covered. There could be things that you have covered anyways, etc etc...
My reasoning may not be sound, and some may have a compelling argument that supports extended warranties.
But I despise them.
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