How far into her contract is she with Bell? I would think that seeing as she has a 3G under her contract, she would have to be at least 2 years into it.
She could talk to Bell and see if she is elligible for an upgrade. Bell seems to be willing to do upgrades sooner than most other providers- I was elligible after about 18 months.
That way you can get her a 5 and be done with it.
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