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Old 12-20-2012, 01:47 PM   #37
Rerun
Often Thinks About Pickles
 
Join Date: Jan 2007
Location: Okotoks
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Quote:
Originally Posted by Slava View Post
I've tried to avoid these threads, but that graph is scary. You buy a house in 1988 at the peak, pay 11% interest on your mortgage (which was below prime at that time) and after 20 years and roughly double your money for a compound return of about 3.52% per year. Where do I sign up?
Are you not forgetting about the leveraging aspect?
Say in 1988 your house cost $150,000 but in fact you only put 10% ($15,000) of your own money towards the house. In 2008 you sold the house for $325,000.
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