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Originally Posted by Canehdianman
I just got accepted for the Capital One Aspire World Mastercard.
I already have the MBNA Smart Cash World card as well, but its rewards are best for gas/groceries only (3% cash back). I also spend an average of $4,000 on my credit card each month, so splitting that between two cards gives me better rewards.
I'm going to use the MBNA card for gas/groceries and the Aspire for everything else.
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First off, an update to the MBNA Smart Cash World Card. TD recently bought the Credit Card division from MBNA and the cutbacks have started.
Bottom line is that this card is no longer one of the best cash back cards available. I do not recall the exact numbers, but I recently cancelled mine.
*EDIT (found the info) *
Starting December 1, the amount of cash back you can earn on gas and groceries will be reduced from 3% on the first $600 to 2% on the first $400 per month (so, $8 to you). Thereafter you will get 1% on up to $1250 of spending per month ($12.50 to you).
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Originally Posted by Eagle Eye
Sorry to re-hash this old thread, but I was wondering if anyone has actually recieved a credit limit increase to thier Capital One Travel Aspire Card?
I have called a few times and all they can say is that they review your account and send you information through mail when one is available. Problem is they can't tell you if and when this can occur?
Normally my limit is fine, but when we travel it is nice not to have to clear your CC before you leave (meaning during the interest free period).
We put all spending on our card and pay it full when the statement comes.
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I heard that Capital One never allows people to request credit limit increases. Instead, they review your card periodically and adjust it according to their internal calculator.
This kind of sucks for me, as I just cancelled my MBNA card, but I'm 90% sure my Capital One limit will be enough for the time being.