I might be a terrible person. If something is missed by the cashier and I notice it after the fact I can't see myself ever giving it back. As a personal belief I don't feel Karma is a thing, so that would never weigh into my decision. If it directly impacted the individual I would behave differently (for instance, a waiter/waitress may have to personally cover an incorrect bill out of his/her own pocket). If the cashier was made to reimburse their mistakes then I'd absolutely do the right thing, but the system isn't designed for that at all.
If somebody accidentally steals a bag of rice, it's never going to be tracked back to the day, week or month let alone the cashier that was on shift.
As for what the coworker is doing, it is wrong, but it's also not creating too much of a ripple in a way that it'll impact anybody else's life. The risk is solely on her. If she's prepared to deal with the consequences of getting caught, then I say it's her own business.
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