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Old 10-02-2012, 11:52 AM   #70
DownhillGoat
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Quote:
Originally Posted by bizaro86 View Post
I've been using PC Financial for years, and have been pretty happy with them.
I used PC for over a decade, but switched to CIBC last year. PC was cheap, but a lot of little things bugged me:
- not being able to get a bank draft same day
- having to find a super store to get a replacement card, etc.
- turnaround time on loans/new accounts
- using an atm outside of PC/CIBC they charged you along with the atm you were using, so it was $3-4 a pop if you withdrew from other ATMs.
- 7-11/macs switched from CIBC to Scotiabank atms which severely limited the places to pull cash out from.
- they refused to increase my daily limit at the atm

If all you want is a basic chequing account and don't use it for much more than interac/online banking PC is fine.

CIBC offers no monthly fees if you maintain a balance of over $1000. And the fees for special transactions are lower than PC I find.

Talking with a person in-the-know, it sounds like ING isn't going to be that cheap/free for much longer.
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