Quote:
Originally Posted by OilKiller
You're right, I don't want your advice. My wife and I have several plans in place and are going about paying bills off, purchasing and investing in RRSP's, rebuilding credit and getting back into a condo we want.
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Is that the same wife that bought a car less than a month ago that is now yet another financial millstone? You'll pardon me if I frankly don't believe your "plans" are going to come to anything, especially if they include buying a new car a year from now.
Quote:
Originally Posted by OilKiller
Thanks though...you have no idea who I am or what I'm doing, so perhaps it's you who is living in a dreamworld. You really have some nerve buddy.
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Actually I do have some idea who you are and what you're doing, because you've told us. You're the guy with crappy credit who thinks that the shortcut to having money is the outward appearance of having money.
The only threads I remember of yours are the ones where you ask for advice on buying stuff, which appears to be your way of getting implicit approval for purchases you can't afford. "Oh, CP thinks I should buy this!" is what you are trying to get out of these threads. Well, too bad - I'm willing to call you out and tell you - "CP" thinks you shouldn't buy anything on credit, because you apparently can't handle your finances.
This isn't condescending, this is reality. Running away with your hands over your ears isn't going to make it go away forever. And to be clear, I'm not thinking I'm being your friend and doing you a favour, I'm hoping other people with a bit more self-judgment will see themselves in you and realize that you are the bad financial example they don't want to follow.