I've got a 4 so a 4S wouldn't be worth the upgrade. The 5 would partially be for work (to test apps being developed) too so it's tax deductible.
Plus I found this about the LTE:
http://www.iphoneincanada.ca/iphone-...overage-recap/
Quote:
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I spoke to Customer Service at Fido regarding my $30/6GB plan and was told that all I would need is a new SIM and an LTE compatible device, so there doesn’t seem to be any need to change the plan itself (whew!). Your mileage may vary of course.
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Which if true would probably be worth it too, I can keep my $30/6GB plan and get LTE.