Can a Collections Agency Affect a Credit Rating?
My wife just got a random collection agency letter for some parking ticket with Vinci Parking (?) that she's never used, in a random part of the city she never goes... What's more, she was at work that day in another part of the city.
Anyways I want to just ignore it, but she's worried about the credit rating impact - Can anyone comment on the impact on her credit rating, if anything? I have sent Vinci a contact form to call me so I can square it away but I'd like to just tell them to pound sand...
Any thoughts?
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