Quote:
Originally Posted by undercoverbrother
Just re-read you post, missed it earlier, but if no shingles missing then no the insurance won't replace it.
Regarding the water entering the property, was it very windy when it rained last? Often the water entering has nothing to do with the shingles, but everything to do with the joint around vents, plumbing collars, etc. Often the wind will drive the rain up and into your property. Perhaps it's a building envelope issue.
FYI, I believe that even though the IKo shingles are cracked, it does not affect their ability to do their job as shingles.
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Thanks UCB - thought as much, but thought I'd throw it out there.
Don't really get the logic that shingles can do they're job if they're split/cracked.