Look at the contact. I have never heard cancellation fees that were not based on the amount of time early it was cancelled.
Depends on what yours says though.
Normally though, you have to pay to cancel both voice and data. So if that's 20 each, 3 kids in 120 for a month early cancelling.
Edit: just realized you said 3 years, not 3 kids, but I am sure you can do the math.
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