Just switched from ATB to CIBC. Pretty happy so far. CIBC actually allows email interac transfers and each debit card is actually a Visa debit card so purchases can be made online with your account and it can act like a Visa (without the credit which is cool). So far my wife and I have received excellent service from them. The Android app as well as the iPad app I'm using are both very good as well. Don't think they offer deposit cheques via your phone technology though.
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