I'm with RBC and I'm generally happy with them. But after banking in the UAE and seeing what is possible, Canadian banks are way behind the curve. Automatic SMS every time you do a transaction, the ability to buy phone credit or even pay for government services through your online banking, dozens of options for transferring and moving your money around, on and on it goes. The only thing that seems difficult over there is that they you a personal visit every time you need to open an account of any kind. That's supposedly because of all the fraudsters in the UAE though. At least they come to you at your office though!
I'm not sure if any one of the Canadian banks is ahead of another, but I think in general, the bigger you go, the more technology they're likely to offer. That's why I'd put a plug in for RBC. I know lots of people hate them and have had issues with them, but I never have. They offer most of what I would expect. I don't think they have the cheapest fees, but I firmly believe you get what you pay for!
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