Quote:
Originally Posted by Table 5
I just got off the phone with a claims adjuster at TD Meloche Monex and asked the exact same question. Her answer was that comprehensive claim like hail damage will not affect rates individually, however that I shouldn't be surprised if industry-wide rates will go up in the next year or two as insurance companies try to make back their losses on this type of event. So if this is true, chances are our rates will go up, no matter if we have hail damage or not.
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See, thats what gets me. The lady I spoke to at TD said any non-recoverable claim (ie another insurance company or party doesn't repay them) will cause insurance to go up, unless "you can make the hail give us money" (her words not mine
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