Been using the 2 step verification for Gmail for a while (before they had the authenticator app, wish I would have known that before when I only had Internet and no SMS/Phone coverage), I think it's very important for your primary email (i.e. the one for online banking, etc).
For the OP, it always seemed like even the "what's your address, what's your birth date" type verification questions were a very poor way to do that sort of thing.
Eventually it'll just be "what's your public crypto-key".
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Uncertainty is an uncomfortable position.
But certainty is an absurd one.
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