Quote:
Originally Posted by J-bo09
I'm in the industry as well, and what really boggles my mind is how little attention people/companies pay to there finances in general. More clients then you can imagine, will write tons of cheques and then get super pissed when it gets bounced based on Non-sufficient funds. It's unreal. The first thing they usually do is get mad at the Bank, or talk about how embarrassing a bounced cheque is. No what is embarrassing is you being unable to keep track of your finances. /rant (this could probably go in the GMG thread)
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Well, I don't know where specifically you work, but I know in the large branch we operate in that we have several accounts that need to be actioned on.
I know it's risky to the Credit Union, but we typically don't bounce on a lot of people based on their tenure, if their Mortgage is with us, or if they get direct deposit pay on a regular basis.
We do typically warn our member owners that while we might be in a position to accommodate items that overdraw an account, it doesn't mean we always will, and we should not be depended on to do so.