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Old 07-24-2012, 08:23 PM   #90
bizaro86
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Quote:
Originally Posted by Table 5 View Post
Thanks for the help. All good things to consider when talking to the broker....he didnt mention whether this was open or closed. Definitely would prefer open, as at some point Id like to add in some lump sump payments if possible.

You can usually make a specific amount of prepayments with no penalty, mine vary from 10 to 20 percent of the original principal amount per year. If that's the only reason you want open, you should go closed, as open will be way more expensive.
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