Credit Card Limits
I have recently noticed by accident that BMO MasterCard I have allows me to use it even though i have reached the limit - i have never asked for a credit limit raise higher than what it is but they are allowing me to breach the limit anyways
With it comes a $29 dollar over limit fee - is this legal? Do i have any recourse other than obviously keeping my MasterCard balance below the limit. It usually is but this time around was a exceptional case.
It kinda pisses me off that they allowed a transaction to through over the limit and than ding me with an over limit fee
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