Quote:
Originally Posted by RW99
As long as your claim isn't suspicious and you don't say something that is in direct conflict with your policy, most adjusters don't go looking for it. But be an ass to the adjuster and you can bet they will be more than happy to dig deeper.
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That's probably the case with your average claim worth a few thousand dollars. However once you get a claim into the 6 figure range, they will have a look to make sure that you did actually qualify for the policy.
And that is when you need it. If your claim for $4000 is denied; you can make that up. However if you now have a house payment to make up; that will mess up your life.