Quote:
Originally Posted by iLoveLamp
Checked that out, it was around 4k/year. So I'm thinking that the TD quote may be a bit off, it seemed pretty low.
What's the best deductible to have? It does make the insurance cheaper, but is it worth it to have a higher deductible?
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A higher deductible will reduce your rate but usually not enough to make it worth your time. Standard ded on collision is $500, fire & theft $250. You can ask whomever you speak to to quote the coll @ $500 and say $1500 and see what kind of difference it makes. Probably not all that much. Maybe $120 or so would be my guess.