I'm certainly no expert, but typically yeah.
Just sounds like a crappy dentist. As in poor "chairside manner". Those "checkups" are a friggin ripoff depending on how much of a crap your dentist gives.
And either thats a typo or you are getting ripped off on the root canal pricing.
Usually root canals are about 1500-2000 per tooth, depending on tooth and what needs to be done (Molar more expensive). About 800ish for the root canal, and about 800ish for the cap.
If your insurance covers the cost of checkups, I would find another dentist.
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