@ AlbertGQ
Shermanator's bank didn't allow him to borrow his DP, he acknowledged that he gave then a gift letter and never told the bank it was a repayable loan. I suspect that Shermanator never realized he was doing something improper, especially if he told his lawyer what was really going on and the lawyer 'looked the other way.'. Unfortunately, that just makes both Shermanator and the lawyer complicit in a fraud.
I'm not trying to make anybody out as a bad guy, but pointing out the flaw with Shermanator's original posted story as a viable option for thosewho don't have a down payment and don't have a legitimate gift.
That's it though, as I said above, I believe my point stands.
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