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Old 06-21-2012, 09:06 AM   #35
The Yen Man
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Join Date: Feb 2006
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Quote:
Originally Posted by TheGrimm View Post
I don't get why anyone would want to do a 30/35/40 year mortgage in the first place. If you need to stretch yourself THAT much to get approval or feel comfortable with your monthly payments you should simply be buying a lower cost home or condo etc.
It depends on the situation. I still think your mortgage is the cheapest way to borrow money, and if you're able to use that money to generate a higher return than the interest rate, then you come out ahead. I guess it depends on how risk adverse some people are.
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