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Old 06-12-2012, 01:10 AM   #11
CrunchBite
Crash and Bang Winger
 
Join Date: May 2009
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Just remember to check if its the collections department, versus collection agency. Two very different things, and they usually try to scare you by just calling it collections.

If I recall in the past it couldn't go to an agency as it technically isn't a debt.
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