6-10k on a ring? Wow. Pull back on the diamond size to something smaller and concentrate on a unique design. Also take into account what your future wife does for a living. Diamonds sitting up on the finger can be a huge pain in the ass for anyone who spends all day pulling on gloves (scientists, nurses, doctors etc).
As mentioned numerous times save the money for something far more useful as you start (continue) your lives together. There will be plenty of time to by big diamonds etc later in your life.
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