getting 20K health is pretty much required in Act II and III for Hell. You die way to quickly otherwise. Thankfully it's not a big deal to get that.
Also, try to find bargains that increase damage, health and protection if possible. Before I faced Belilal, I just leveled so I went to the store with 25K gold on hand, and managed to replace 5 different things that increased my health by 4K, and damage by 3K
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