Quote:
Originally Posted by photon
Heh yeah it's been a while, but even when I got them they were pretty rare I think. It wasn't long after I got them that I was getting a new property and no one I talked to (brokers) could even match it, and even BMO (where I have them with) wouldn't give them to me anymore.
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Yeah, that's a pretty excellent rate. The best I've been able to negotiate lately is prime +0.5, which is a pretty substantial difference when borrowing enough money for another downpayment.