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Old 05-06-2012, 11:42 AM   #5
bizaro86
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Quote:
Originally Posted by iggyntangs View Post
Hmm well an LOC at its minimum payment would take ~5 years to pay off, would I be able to get a HELOC ~1-2 years down the road to pay off my LOC, is that allowed or? Thanks for any help again.
You could probably get an HELOC in 1-2 years if your place appraised a bit higher. Example (for easy numbers) if a 100k place had a 80k mortgage, 15k down, 5k LOC, you'd need it to appraise for 106,250 to borrow the extra 5k back. Obviously the place in Vetro would be multiples of that, but the concept is the same.
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