[bomba]

I think as other posters said - a balanced portfolio that includes real estate, equities, bonds, GICs, and cash is your best bet if you are looking to protect your money.

You are heavily over balanced in real estate seeing as you are close to paying off your mortgage. Best strategy would be to wait on the investment property until you put more into your RRSPs and TFSAs. If you are inexperienced in the market invest in index ETF or dividend ETF funds that are low risk, well balanced, and have low management fees.

Also, get a subscription to moneysense magazine - I find it has a lot of good Canadian financial advice on ideas with what to do with your money.