[You Need a Thneed]

Originally Posted by albertGQ

Then you don't even have enough equity for a HELOC. 209/265=78.87%.

I'm not 100% sure, but I don't think you can get a HELOC under just your name if the title is under both you and your brother's name.

I've never underwritten a HELOC application before so maybe someone else can help you with that

The house is certainly worth more than $265 though. Like I said, the assessment value is off on my house.

The title is solely in my name.