[Senator Clay Davis]

For the record, the last 10 years of CPP ROI (from CPP Investment Board)

2003: (1.1)%
2004: 10.3.%
2005: 8.5%
2006: 15.5%
2007: 12.9%
2008: (0.29)%
2009: (18.6)%
2010: 14.9%
2011: 11.9%
2012(est): 0.1%

So really the only outlier is 2009, which of course is when we had the market in turmoil. Otherwise the plan is offering pretty solid returns and again outside 2009 minimal losses.