Quote:
Originally Posted by Slava
It says that a hit and run is a collision in SPF 1?
Maybe things have changed since my last dealings with these claims (could be the case for sure), but that was always a comp. claim.
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Section C
Subsection 2. Collision or upset - caused by collision with another object or by upset. This is the coverage that would apply to a hit and run.
Subsection 3. Comprehensive - from any peril other than by collision with another object or by upset. Section includes loss or damage caused by misles, falling or flying objects, fire, theft, explosion, earthquake, windstorm, hail, rising water, malicious mischief, riot or civil commotion.
Deer is flying object and hit and run is non-chargeable collision.