I figure we are about 4 weeks from getting the expensive stuff out, and I have a bit of interesting info regarding insurance.
To insure a road bike through my home insurance, it costs $5/$100 of value with no deductible. I figure, after all is said and done with pedals, computer etc, I am looking at about a $4000 value on the new Trek 5.1 I bought. It covers crash and theft. For $200 a year for the first couple years, I see no reason why not. I figure odds are 20% you go down. Then after that, just insure it for a lower value as it depreciates. This is my first foray into the high end exotic carbon stuff. Anyone have opinions? Anyone insured theirs separately before?
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