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Old 02-07-2012, 12:06 PM   #2
return to the red
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Join Date: Mar 2002
Location: South of Calgary North of 'Merica
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Quote:
Originally Posted by photon View Post
Just got docs to renew a mortgage, and the existing mortgage is at prime - 0.8%. The options they list as choices are all worse than that (5 year variable 3%, 5 year open variable 3.8%, 5 year fixed closed 5.29%), do I have to accept one of their choices? Or can I "do nothing" and renew at the current terms?
I have the same rate and just re-signed at the same. Kind of some weird circumstances as I bumped my mortgage up and basically signed in to a new one but they did give me the same rate.
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