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Old 02-01-2012, 09:33 AM   #1983
Red
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Join Date: Oct 2001
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Quote:
Originally Posted by Realtor 1 View Post
Not to argue the point but more so inquire,
how are kids with no savings buying when they still need to save for the down payment and other costs involved in home ownership?
It also seems to be more common to get a mortgage through ones parents.
I do understand the point BMO is making but also feel that the younger generation has been very lucky to see this crash as it taught many many life lessons.
Cash back mortgages. There are probably plenty other ways; assumables, manipulated prices to "show" a downpayment. Borrowed money allowed for downpayments etc. Things that would happen in losely regulated industry. Banks don't even send appraisers to sites anymore. Scary.

http://www.tdcanadatrust.com/product...5-cashback.jsp

Last edited by Red; 02-01-2012 at 09:42 AM.
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