Man what a weasel!
The problem is you're looking at houses out of your price range. If your realtor can negotiate the price into your price range, that's great. If she can't, don't try to take money out of her pocket to get it done. Look at cheaper houses you can afford.
Negotiating a realtor's commission down is fine if you do it before she agrees to take you on as a client. Now it's too late. How do people even think like this? Poor upbringing? Wires crossed? I don't get it.
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